Independent Financial Advisor in Independence, MO

At White Sand Wealth, we believe financial planning should be personal, transparent, and free from outside influence. As an independent firm serving Independence, MO, we operate as a true independent advisor—providing you with unbiased support and strategies that serve your best interests, not those of broker-dealers.

We take a client-first approach, offering customized strategies for retirement planning, investment management, and long-term financial security. By understanding your priorities, we create a roadmap designed to help you navigate life’s financial decisions with confidence.

As a fee-only firm, our focus is solely on your best interests—no commissions, no sales pitches, just honest, transparent advice. Our goal is to equip you with the knowledge and strategies needed to make informed choices and feel confident about your future.

Let’s build a financial plan that works for you. Contact us today to get started!

Why Go Independent?

Choosing an independent financial advisor gives you access to advice that’s not tied to product sales or corporate agendas. Unlike many traditional broker-dealers, an independent firm like ours puts your goals first by offering:

• Unbiased Guidance – Our recommendations are based solely on your needs.

• Wider Options – We are not limited to one company’s products.

• Transparency – We are fee-only, so you know exactly what you’re paying for.

• Personalized Planning – Every plan is tailored to your unique circumstances.

Our Approach to Financial Advice

We know that strong financial planning comes from understanding your life goals. Our approach follows three simple steps:

1. Listen First – We take the time to understand your values, goals, and concerns.

2. Build the Plan – Together, we create a roadmap with practical solutions for your financial future.

3. Ongoing Advocacy – As an independent advisor, we remain your partner, adjusting your plan as life changes.

Services Offered

As an independent financial firm, we provide a full range of planning and advisory services, including:

• Retirement Planning

• Tax Planning

• Trust & Estate Planning

• Investment Management

• Social Security Planning

• Comprehensive Financial Advice tailored to your situation

Each service is delivered with independence in mind, ensuring your plan is always built around your needs.

What Makes Us Different

When you work with White Sand Wealth, you’re not just hiring an advisor—you’re choosing a partner. Here’s what sets us apart:

• Independent, Fee-Only Structure – No commissions, ever.

• Freedom from Broker-Dealers – Our loyalty lies with you, not corporate quotas.

• Holistic Financial Advice – We look at your full financial picture, not just investments.

• Long-Term Relationships – We measure success by the trust we build with our clients.

How to Get Started

If you’re searching for a trusted independent financial advisor in Independence, MO, we’re here to help. As an independent firm, our only focus is helping you make confident financial decisions for your future.

Contact White Sand Wealth today to schedule a consultation and experience the difference independence makes in financial planning.

Meet Our Knowledgeable Team

At White Sand Wealth, we understand that financial planning is more than just numbers—it’s about creating a strategy that aligns with your life’s goals. Our team of experienced financial advisors specializes in investment management, retirement planning, and tax strategies, all designed to help you make informed decisions about your future.

We take a personalized approach, working closely with you to develop a financial plan tailored to your unique needs. Whether you’re preparing for retirement, optimizing your investments, or seeking comprehensive financial guidance, our advisors are here to provide expert support every step of the way.

Let us help you build a strong financial foundation with advice you can trust.

Joel Huet CFP®, CTFA, CISP

Karen Burris CTFA, CISP

Samantha Kopek CFP®

Kelly Kariker CFP®, RSSA®

A.J. Huet, MBA

Sam Huet, MBA

Jake Huet