Independent Financial Advisor in Independence, Missouri

At White Sand Wealth, we believe financial planning should be transparent, independent, and centered around your life—not products or commissions. As a trusted financial advisor in Independence, MO, our independent firm serves clients throughout Missouri by helping them define financial goals, protect what they’ve built, and pursue long-term success with confidence.

Our mission is simple: serve clients with integrity, independence, and expertise. We strive to help people at every stage of life develop a clear financial plan based on their priorities, values, and long-term vision. Whether you’re focused on retirement planning, investing, insurance decisions, or protecting your financial security, our team is here to help.

As an independent financial advisor, we act on behalf of our clients—not mutual fund companies, broker-dealers, or insurance providers. Our advice is based solely on what’s best for you.

Why Choose an Independent Financial Advisor in Independence, MO?

Working with an independent financial advisor gives you clarity, choice, and confidence. Unlike advisors tied to specific products or mutual funds, our firm offers:

• Unbiased advice focused on your best interests
• Broader investment options, including diversified mutual funds and portfolios
• Transparent fee structures with no commissions
• Personalized service built around long-term relationships

Independence matters—especially when your financial future is at stake.

Our Financial Planning & Advisory Services

White Sand Wealth provides comprehensive financial planning services for individuals and families in Independence and across Missouri, including:

• Retirement Planning – Helping you prepare for life after work with confidence
• Investment Planning & Investing – Building strategies aligned with your goals and risk tolerance
• Insurance Planning – Reviewing coverage to help protect your financial foundation
• Tax-Aware Planning – Coordinating strategies that support tax efficiency
• Ongoing Financial Advice – Regular meetings to review, adjust, and refine your plan

Every service we offer is designed to support long-term progress, financial clarity, and peace of mind.

Our Approach to Financial Advice

Our financial planning process is built on trust, experience, and communication:

1. Listen & Understand

We begin by learning about your life, goals, priorities, and concerns.

2. Build the Plan

We develop a personalized strategy designed to help you achieve financial success.

3. Ongoing Support

Through regular meetings, we help clients stay focused, track progress, and avoid emotional investing mistakes. Behavioral coaching is a key benefit of working with an independent financial advisor.

What Makes White Sand Wealth Different

Clients choose White Sand Wealth because we provide:

• Independent, Fee-Only Advice – No commissions, ever
• Client Advocacy – Acting on behalf of clients at all times
• Principal Protection Focus – Helping protect assets while pursuing growth
• Holistic Planning – Addressing investments, insurance, retirement, and security together
• Long-Term Relationships – We measure success by client trust and outcomes

Assets are held with third-party custodians and protected by industry safeguards, such as SIPC insurance, which provides an added layer of security.

Website Security & Online Protection Notice

Our website uses a professional security service and security solution to protect clients and visitors from online attacks. Certain actions performed on the site—such as submitting a specific word, phrase, SQL command, malformed data, or other unusual inputs—may trigger security protections.

If access to a page is blocked, you may see a Cloudflare Ray ID found message. The Cloudflare Ray ID is a unique id used to help the site owner resolve the issue. If this occurs, please provide the Cloudflare Ray ID to the site owner so the issue can be reviewed and resolved. These protections help safeguard client information and website integrity.

Getting Started With a Financial Advisor in Independence, MO

If you’re searching for a trusted financial advisor in Independence, Missouri, White Sand Wealth is here to help. Our independent firm is focused on helping clients build, protect, and manage their financial future the right way.

You can:

• Click to schedule a consultation
• Visit our website to learn more about our services
• Email our team with questions
• Subscribe to receive financial planning insights and updates

We welcome the opportunity to meet, learn about your goals, and explore how we can help you move forward with confidence.

Meet Our Experienced Financial Planning Team

Our knowledgeable team brings years of experience helping individuals and families across Missouri achieve financial clarity. We work closely with clients to develop strategies aligned with their life goals, economic priorities, and long-term vision.

Whether you’re planning for retirement, refining your investing strategy, or building a strong financial foundation, our advisors are here to provide guidance, support, and advocacy every step of the way.

Let us help you build a secure financial future—rooted in independence, trust, and experience.

Joel Huet CFP®, CTFA, CISP

Karen Burris CTFA, CISP

Samantha Kopek CFP®

Kelly Kariker CFP®, RSSA®

A.J. Huet, MBA

Sam Huet, MBA

Jake Huet